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Are Geico Car Insurance Quotes the Cheapest?

We've all seen the commercials, the tiny green Gecko who heralds Geico car insurance as the cheapest car insurance around. Are they really the cheapest as these commercial proclaim? There's only one way to find out, and that is to directly get a quotation from Geico.com. Log on to their website, and fill in the information they seek. They may ask for certain information like your age, your gender, your car's make, model and year, as well as if you had any traffic violations the last five years. When you've submitted your information, you may well find that your Geico car insurance quote is indeed the cheapest. Many people are in fact finding that they can save fifteen percent or more, but you'll never know unless you get a Geico car insurance quote for yourself.

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When getting a Geico car insurance quote, the number one rule is to make sure that you're as honest as possible. It can be tempting to do otherwise, especially with the anonymity afforded by the internet. However, to be dishonest in the hopes of receiving a lower quote might backfire in the end, and to learn that it's not wise to lie might be a little too late. If you're pulled over for whatever reason, or you get into a car accident, investigations and repeated questionings might reveal that you lied, and your policy might very well be voided. That means that you will not be covered by your insurance policy and shoulder all the expenses, you could also be in trouble with the law as well. Therefore, there's only one way to go, and that is to fill out the information truthfully and see what Geico.com tells you. If your Geico car insurance quote is lower than what you currently pay, then you should do the smart thing and listen to Gecko. Sign up with Geico today and save money on your car insurance.

However, if you don't trust the internet, you can call to get a Geico car insurance quote from a real person. Of course, you will still be required to reveal the required information to receive your quote, but you may be able to haggle when speaking with a live representative. If after receiving your Geico car insurance quote, you find that they are quoting more than you are currently paying, tell them that you might just sign up with Geico if they lower the premium. You have nothing to lose by asking them to do so, and this is probably one of the things you cannot do online. So it may actually pay to use the phone instead of the internet to receive the lowest Geico car insurance quote possible.

Although you can save money by switching to Geico, make sure that you are making an informed decision. Cheaper is determined not only by the price you have to pay, so don't fall easily. Before you switch to Geico, make sure the coverage is the same, or even better than what you are currently receiving right now. Otherwise, you might find yourself regretting your decision if you find yourself in an accident. That certainly is the wrong time and place to be thinking about whether or not you should have switched car insurance companies.


Source by Scott Nichols

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